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What You Need To Know About FHA Loans.

Updated: Oct 4, 2021




A few knowledge nuggets on FHA loans. I understand buying a home is a huge investment not to be taken lightly. I'm not asking anyone to settle, but a gentle reminder that you need to start somewhere and there is no time like the present, to begin building generational wealth.


Here are a few bullet points on FHA Loans

  • 500-579 credit score : 10% down

  • 580+ credit score : 3.5% down

  • Mortgage insurance for the life of the loan

  • Don't have to be a first time buyer






 
 
 

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Shandell Jones NMLS# 2162157 (916) 668-9661 shandell@loanfactory.com

Derek Jones NMLS# 2275673 (916) 913-7776 derek@loanfactory.com

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This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans are subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Loan Factory, Inc. is not affiliated w/ any government agencies. These materials are not from VA, HUD, or FHA and we are not approved by VA, HUD or FHA, or any other government agency.

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