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APPLY FOR A NEW CONSTRUCTION LOAN

Whether you're looking to buy a brand new home from a national builder or buy land and build a custom home, we have the financing for that. We offer loan programs that allow you to lock in your interest rate for up to 1 year. This can be a great option for those buying from a builder but the home won't be ready for 6-9 months. We also offer 1-time-close construction loans to help buy land and finance the construction.

Highlights of New Construction Financing

Peace Of Mind

Don't worry about rising interest rates as your rate is locked in.

Security

Underwriting done up front, so less of a risk of getting to the end and not qualifying.

Flexibility

We have options of 60, 90, 120, 180, and 365 day locks to suit your needs.

Company License NMLS #:320841

Shandell Jones NMLS# 2162157 (916) 668-9661 shandell@loanfactory.com

Derek Jones NMLS# 2275673 (916) 913-7776 derek@loanfactory.com

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Copyright 2020  - All rights reserved

2195 Tully Rd, San Jose, CA 95122

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Loanfactory.com NMLS Consumer Access Portal | Texas Compliant Notice

 APPLY FOR A MORTGAGE OR REFINANCE

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This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans are subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Loan Factory, Inc. is not affiliated w/ any government agencies. These materials are not from VA, HUD, or FHA and we are not approved by VA, HUD or FHA, or any other government agency.

 All rights reserved. 

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