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APPLY FOR A USDA MORTGAGE

USDA Loans are designed to provide affordable home ownership opportunities for low to moderate income households to stimulate economic growth in rural and suburban communities. 
WHAT DOES THAT MEAN FOR YOU?
USDA Loans offer great benefits such as $0 Down Payment, Competitive Interest Rates, Low Monthly Mortgage Insurance and Flexible Credit Guidelines
If you have moderate income & wish to purchase in a rural community apply for a USDA Home Loan Now!

Highlights of a USDA Loan

0% Down / 100% Fnancing Available

USDA Loans have no down payment for qualified buyers.

Low Credit Score Requirements

Technically there is no credit score requirement for a USDA Loan although some lenders credit score requirements.

Rural living made easy

This program is designed for use in rural locations so properties need to be in designated rural locations.

Company License NMLS #:320841

Shandell Jones NMLS# 2162157 (916) 668-9661 shandell@loanfactory.com

Derek Jones NMLS# 2275673 (916) 913-7776 derek@loanfactory.com

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2195 Tully Rd, San Jose, CA 95122

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Loanfactory.com NMLS Consumer Access Portal | Texas Compliant Notice

 APPLY FOR A MORTGAGE OR REFINANCE

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This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans are subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Loan Factory, Inc. is not affiliated w/ any government agencies. These materials are not from VA, HUD, or FHA and we are not approved by VA, HUD or FHA, or any other government agency.

 All rights reserved. 

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